$469,900
Available - For Sale
Listing ID: X12369882
13 Cumming Stre , St. Catharines, L2S 1H6, Niagara


MOVE-IN READY BUNGALOW IN PRIME LOCATION WITH FUTURE FLEXIBILITY & BUILT-IN INCOME POTENTIAL! Welcome to 13 Cumming St., St. Catharines a raised bungalow with built-in flexibility for homeowners and investors alike. This home has a smart layout with 3 bedrooms, 1.5 bathrooms, and oversized windows that flood both levels with natural light. The lower level has been freshly renovated (2024) and already has plumbing in place for a second kitchen and bathroom expansion, making it ideal for an in-law suite or full duplex conversion. Whether youre looking to generate rental income, house extended family, or build equity quickly, this well built, low maintenance property is set up to deliver. Upgrades include new flooring in the upstairs bedrooms, a double-wide paved driveway, and a cement walkway leading to a spacious deck. The fully fenced backyard features two storage sheds and plenty of room for enjoying low maintenance outdoor living. Set in a prime location, this home is steps from the GO Train and Via Rail station, just over the bridge from Downtown, and minutes from everyday essentials like Walmart, LCBO, restaurants, parks, and schools. Youll also enjoy quick access to the bustling Fourth Avenue power center, the new St. Catharines hospital, and world-class education at Ridley College. The Pen Centre, Niagaras largest shopping mall, and Brock University are both less than a 10-minute drive, making this an ideal location for families, professionals, and future tenants alike. With its combination of a newer build for the neighbourhood, move-in readiness, and clear potential for secondary suite conversion, 13 Cumming St. is a smart buy for both first-time buyers and investors. Quick closing is available.
Price $469,900
Taxes: $3529.52
Assessment Year: 2024
Occupancy: Vacant
Address: 13 Cumming Stre , St. Catharines, L2S 1H6, Niagara
Directions/Cross Streets: Pelham Rd
Rooms: 7
Bedrooms: 2
Bedrooms +: 1
Family Room: F
Basement: Full, Finished
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Main Kitchen 11.32 10.07
Room 2 Main Dining Ro 11.25 8.17
Room 3 Main Living Ro 15.84 10.99 Fireplace
Room 4 Main Primary B 14.24 11.32
Room 5 Main Bedroom 2 10.07 8.92
Room 6 Main Bathroom 7.25 6.59 4 Pc Bath
Room 7 Lower Recreatio 24.17 19.48 Fireplace
Room 8 Lower Bedroom 3 12.23 10.76
Room 9 Lower Bathroom 10.66 8 2 Pc Bath
Room 10 Lower Laundry
Washroom Type No. of Pieces Level
Washroom Type 1 4 Main
Washroom Type 2 2 Lower
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Total Area: 0.00
Approximatly Age: 31-50
Property Type: Detached
Style: Bungalow-Raised
Exterior: Brick, Vinyl Siding
Garage Type: None
(Parking/)Drive: Private Do
Drive Parking Spaces: 2
Park #1
Parking Type: Private Do
Park #2
Parking Type: Private Do
Pool: None
Approximatly Age: 31-50
Approximatly Square Footage: 700-1100
Property Features: Arts Centre, Hospital
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: Y
Heat Type: Baseboard
Central Air Conditioning: None
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
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Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
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At a Glance:
Type: Freehold - Detached
Area: Niagara
Municipality: St. Catharines
Neighbourhood: 458 - Western Hill
Style: Bungalow-Raised
Lot Size: x 105.00(Feet)
Approximate Age: 31-50
Tax: $3,529.52
Maintenance Fee: $0
Beds: 2+1
Baths: 2
Garage: 0
Fireplace: Y
Air Conditioning:
Pool: None
Locatin Map:
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